Firm file — checked October 22, 2026

Topstep, before you pay

The US futures on-ramp — and the rare firm that publishes its own denominators. A 3-month pass on the 50K costs $296 before your first funded trade; the firm's own figures say about 5.6% of Combines started end in a payout.

Facts checked October 22, 2026

Topstep's Trading Combine is a single-step futures evaluation sold as a subscription: $49/mo for the 50K, plus a $149 activation fee after you pass (a higher monthly tier removes the activation — the dataset tracks the Standard path). Target is $3,000 on the 50K against a $2,000 end-of-day trailing maximum loss. The subscription bills until you pass, breach, or cancel — so time-to-pass is a cost input, and this site models one attempt as a 3-month run, printed wherever the number is used.

The firm's own denominators

Topstep publishes what most firms won't: for 2025, 16.8% of Combines were completed, 33.3% of funded participants received a payout, and only 0.71% of funded participants ever progressed to a live-capital account. Note the second denominator hiding in the same disclosure: 51.8% of people passed at least once — because people buy repeatedly. The checker uses the per-Combine figures, labelled, and multiplies out what they imply: about 5.6% of Combines started end in a payout, and an expected cost near $1,024 to the funded stage on the 50K including activation.

The honest comparison

A 3-month pass costs $147 in subscription plus $149 activation = $296 before the first funded trade — cheaper than most CFD tickets of the same nominal size, with a published track record behind the rates. That still is not the same as cheap per payout, and the checker shows both numbers side by side.

The trap in this firm's fine print

  • The subscription rebills while you trade — a slow pass is an expensive pass.
  • The $149 activation arrives after the pass, when saying no feels hardest.
  • "51.8% of traders pass" counts people who bought multiple Combines; per-Combine completion is 16.8%.

The programs, at list price

Trading Combine (futures) — Topstep

Target $3,000 (6%) on the 50K · daily loss no published daily limit · maximum loss $2,000 on the 50K (end-of-day trailing) · passing in a few days is possible · consistency rule: none published · profit split 90% to the trader.

Account sizeList feeActivation fee
$50,000$49 / month$149
$100,000$99 / month$149
$150,000$199 / month$149

Fees are list prices checked October 22, 2026; promotions excluded. There is no fee to get back: the subscription runs every month until you pass, breach, or cancel.

Run the verdict on this firm Compare the whole dataset

Before you pay, take the whole walkthrough

The verdict gives you the expected cost and the rule that applies to you. The Challenge Odds Kit gives you, program by program, the before-you-buy checklist, the style-versus-rules worksheets, the expected-cost workbook, and the payout-protection playbook: how to never hand a firm the excuse to refuse your payout.

Included in the $39 Challenge Odds Kit

See the Challenge Odds Kit

Sources: the firms' own published pages (price grids and program terms), the FPFX Technology dataset of 300,000+ accounts reported by Finance Magnates (2024), pass and payout figures published by the firms themselves, and regulator publications (CFTC, FSMA, Consob, CNMV). Recorded and checked October 22, 2026. Prices on this site are the list prices recorded on that date, promotions excluded; if a price or a rule has moved since, the firm's own page wins — and write to help@doogex.com so we can correct ours.